Watching Expenses ... Not Free But May Set You Free

Get Fully Involved in Your Financial Future

Everyone wants you to try FREE

Free is great if you are not determined to track your income, savings and expenses during the year. With no" skin in the game", there's no incentive to pursue improving your financial position. Free is easy to walk away from when the numbers aren't going your way!

We charge for our program up front ... $44.95 and you get ten years of use. On sale January 2nd, 20

A one-time fee up front and you get ten years usage! The best part for you is you have "ownership" of your future, have a small but important amount of you in play. You have a financial reason to succeed and have taken a first step in improving your financial future.

Our competition is FREE for three months then check the agreement!

Many of our competitors do provide a Free three-month trial period then you start a subscription

which may cost upwards of $17.95 per month. A one-year full subscription will cost $215.40 or 4.79 times our $44.95. We want to help you control your expenses, not become a new monthly expense.

We Use "Tried and True" Spreadsheets

No bar or pie charts are used. Visually a spreadsheet is best!

We believe you can get out of most financial problems if the situation is reasonable and presented in a monetary manner rather than using colorful charts that tend to be difficult to understand. Watching Expenses shows several budgeting screens, makes it possible to review specific expenses on a monthly and yearly basis

WE base expenses on both economic sectors and individual companies!

You decide what sectors (food, clothing, entertainment, medical, etc.) to track. You decide on sectors based on a provided list. You also decide on specific companies you trade with. Doing so allows you to look at the Food sector as a total and then look at the total for each grocery store that you enter. Review each by the month and year.

WE provides a downloadable PDF file to read and if desired, print out.

We go step by step through the program illustrating how it works. Examples are included where we believe needed. However, the program has been designed so that it is intuitive and easy-to-learn and use. with your computer already on, you can make a typical expense entry in a minute or two and have undated results at that time.

About Watching Expenses

Watching Expenses is not downloadable to cell-phones.

The text would be too small to be readable if we put Watching Expenses on a cell phone. Watching Expense is an important step in helping solve your financial situation; we like keeping its presentation on a size apropos to  it's importance.

Who's Behind Watching Expenses

Our Story

The company is led by James Backus, a graduate of Bryant College, now Bryant University, and uses several consultants. Jim graduated with a BS in Business Administration with a fair amount of accounting included. 


Jim was in the Marine Corps, was a yacht designer who worked for Pearson Yachts, before working for Robert H. Perry in Seattle, Washington. As an independent designer he did work for Skookum Boats, Glas-Ply, Lord Nelson Yachts, Passagemaker Yachts, and others.


Jim was also president of Westlawn Schooi of Yacht Design before it was taken over by American Boat and Yacht Council.

We Are Updating the Watching Expenses website weekly

With the economy being as it is for many people we believe we have a product that is practical, easily used and will show you where and how you spend your resources. 


Come back to view updating of the site and if you do have questions, contact us using the form below.

Contact Us

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Watching Expenses ... control Your Expenses!


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