The pages or screens used in Watching Expenses are listed below in the order used. Beyond the third page blow the sequence can change to suit your needs. An Instruction Manual can be download and Notes can be accessed from each page to make learning the program easy.

Develop a list of expense categories such as Food, Rent/Mortgage, Clothes, Insurance, Taxes, Entertainment which define your expenses in broad terms. 

Under each category enter the names of the companies you purchase goods or service from. If there are three grocery/supermarkets you buy food at, list them under Food. DO the same for all categories. If same company but multiple locations, list each separately: Shoprite Norwalk.

 This is the main page of the program.  All expense entries are entered here. To do so you select a company from a list that you developed, select a month and year, select the payment method used, 

enter the amount of the expense and a brief note about the purchase. Check your entry then Save. The entry is completed.  Another expense can be entered at this time. 

 From what you enter during the year a Budgetary list can be developed for the next year. While expenses can increase you can enter expenses that are expected (taxes, insurance, rent/mortgage, food) to begin showing expenses for next year. While this will not be totally accurate, you will be building a list that is valuable in planning your future. 

This might be considered a "convenience" page as you can review your expenses by "All Purchases" or by a specific "Company/Expense" o a monthly basis.  Where "Enter Expenses ..." above lists expenses based on the current year, Review Expenses lists expenses for selected month/year.

 This page is the Income/Savings/Expenses Comparison page. You list all the Income that you generate during the year, including stock gains and bank interest, and Savings during the year. Expenses to date are entered by the program. What is shown is the Gain/Loss Income/Expenses To Date.  In other words, are you living within your means.

Savings is shown but not included in the Gain/Loss Income/Expense calculation as we believe it is important to save for the future, be it children's educations, vacations and trips or for retirement. Seeing your savings grow hopefully will be incentive to continue investing in yourself.

Take out a subscription for a security program and an autorenewal agreement will be included. Eleven months later via email a renewal message is received. If not acted on an autorenewal occurs possibly at a large expense. Enter all renewal possibilities on this page and review monthly to keep from receiving unwanted subscription renewals.

The expenses entered are not specific to a particular currency. Expenses are entered as number values, so currency symbols are not used. This makes all currencies program compatible. One restriction is that two different currencies cannot be used as there is no means to delineate between them.